EMI vs SIP for ₹6,000,000
12 Years @ 7%
Original Plan
12 Years @ 7%
EMI: ₹ 61,703
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 50,380
Monthly Savings
₹ 11,323
SIP Investment
@ 12% for 17 years
₹ 7,563,019
Extra Interest Paid
₹ 1,392,234
Final Outcome
₹ 6,170,785
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 7%, investing savings can generate ₹7,563,019.
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