EMI vs SIP for ₹600,000
9 Years @ 9%
Original Plan
9 Years @ 9%
EMI: ₹ 8,126
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 6,294
Monthly Savings
₹ 1,832
SIP Investment
@ 12% for 14 years
₹ 799,570
Extra Interest Paid
₹ 179,749
Final Outcome
₹ 619,822
Profit from SIP strategy
Analysis
For ₹600,000 loan at 9%, investing savings can generate ₹799,570.
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