EMI vs SIP for ₹600,000
17 Years @ 11%
Original Plan
17 Years @ 11%
EMI: ₹ 6,512
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 6,043
Monthly Savings
₹ 469
SIP Investment
@ 12% for 22 years
₹ 607,702
Extra Interest Paid
₹ 266,936
Final Outcome
₹ 340,765
Profit from SIP strategy
Analysis
For ₹600,000 loan at 11%, investing savings can generate ₹607,702.
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