EMI vs SIP for ₹600,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 6,887
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 5,999
Monthly Savings
₹ 888
SIP Investment
@ 12% for 18 years
₹ 679,730
Extra Interest Paid
₹ 221,412
Final Outcome
₹ 458,319
Profit from SIP strategy
Analysis
For ₹600,000 loan at 10%, investing savings can generate ₹679,730.
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