EMI vs SIP for ₹5,900,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 89,047
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 60,674
Monthly Savings
₹ 28,372
SIP Investment
@ 12% for 12 years
₹ 9,143,044
Extra Interest Paid
₹ 1,257,194
Final Outcome
₹ 7,885,851
Profit from SIP strategy
Analysis
For ₹5,900,000 loan at 7%, investing savings can generate ₹9,143,044.
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