EMI vs SIP for ₹5,900,000
13 Years @ 11%
Original Plan
13 Years @ 11%
EMI: ₹ 71,244
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 62,838
Monthly Savings
₹ 8,406
SIP Investment
@ 12% for 18 years
₹ 6,434,424
Extra Interest Paid
₹ 2,458,911
Final Outcome
₹ 3,975,513
Profit from SIP strategy
Analysis
For ₹5,900,000 loan at 11%, investing savings can generate ₹6,434,424.
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