EMI vs SIP for ₹5,700,000
8 Years @ 12%
Original Plan
8 Years @ 12%
EMI: ₹ 92,641
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 72,314
Monthly Savings
₹ 20,327
SIP Investment
@ 12% for 13 years
₹ 7,641,636
Extra Interest Paid
₹ 2,387,425
Final Outcome
₹ 5,254,210
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 12%, investing savings can generate ₹7,641,636.
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