EMI vs SIP for ₹5,700,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 43,233
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 39,720
Monthly Savings
₹ 3,513
SIP Investment
@ 12% for 26 years
₹ 7,557,172
Extra Interest Paid
₹ 1,497,872
Final Outcome
₹ 6,059,300
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 7%, investing savings can generate ₹7,557,172.
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