EMI vs SIP for ₹5,700,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 62,056
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 59,676
Monthly Savings
₹ 2,380
SIP Investment
@ 12% for 26 years
₹ 5,118,764
Extra Interest Paid
₹ 2,980,921
Final Outcome
₹ 2,137,843
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 12%, investing savings can generate ₹5,118,764.
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