EMI vs SIP for ₹5,700,000
19 Years @ 7%
Original Plan
19 Years @ 7%
EMI: ₹ 45,269
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 40,912
Monthly Savings
₹ 4,357
SIP Investment
@ 12% for 24 years
₹ 7,287,345
Extra Interest Paid
₹ 1,461,417
Final Outcome
₹ 5,825,928
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 7%, investing savings can generate ₹7,287,345.
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