EMI vs SIP for ₹5,700,000
18 Years @ 10%
Original Plan
18 Years @ 10%
EMI: ₹ 56,991
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 52,849
Monthly Savings
₹ 4,142
SIP Investment
@ 12% for 23 years
₹ 6,101,015
Extra Interest Paid
₹ 2,276,346
Final Outcome
₹ 3,824,668
Profit from SIP strategy
Analysis
For ₹5,700,000 loan at 10%, investing savings can generate ₹6,101,015.
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