EMI vs SIP for ₹5,500,000
22 Years @ 12%
Original Plan
22 Years @ 12%
EMI: ₹ 59,287
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 57,280
Monthly Savings
₹ 2,007
SIP Investment
@ 12% for 27 years
₹ 4,890,337
Extra Interest Paid
₹ 2,906,954
Final Outcome
₹ 1,983,383
Profit from SIP strategy
Analysis
For ₹5,500,000 loan at 12%, investing savings can generate ₹4,890,337.
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