EMI vs SIP for ₹4,300,000
8 Years @ 7%
Original Plan
8 Years @ 7%
EMI: ₹ 58,625
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 42,057
Monthly Savings
₹ 16,568
SIP Investment
@ 12% for 13 years
₹ 6,228,350
Extra Interest Paid
₹ 932,923
Final Outcome
₹ 5,295,427
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 7%, investing savings can generate ₹6,228,350.
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