EMI vs SIP for ₹4,300,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 64,899
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 44,220
Monthly Savings
₹ 20,678
SIP Investment
@ 12% for 12 years
₹ 6,663,575
Extra Interest Paid
₹ 916,260
Final Outcome
₹ 5,747,315
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 7%, investing savings can generate ₹6,663,575.
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