EMI vs SIP for ₹4,300,000
7 Years @ 12%
Original Plan
7 Years @ 12%
EMI: ₹ 75,907
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 56,477
Monthly Savings
₹ 19,430
SIP Investment
@ 12% for 12 years
₹ 6,261,272
Extra Interest Paid
₹ 1,756,524
Final Outcome
₹ 4,504,748
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 12%, investing savings can generate ₹6,261,272.
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