EMI vs SIP for ₹4,300,000
15 Years @ 10%
Original Plan
15 Years @ 10%
EMI: ₹ 46,208
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 41,496
Monthly Savings
₹ 4,712
SIP Investment
@ 12% for 20 years
₹ 4,708,074
Extra Interest Paid
₹ 1,641,580
Final Outcome
₹ 3,066,494
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 10%, investing savings can generate ₹4,708,074.
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