EMI vs SIP for ₹4,200,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 53,284
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 47,542
Monthly Savings
₹ 5,742
SIP Investment
@ 12% for 18 years
₹ 4,395,202
Extra Interest Paid
₹ 1,956,753
Final Outcome
₹ 2,438,449
Profit from SIP strategy
Analysis
For ₹4,200,000 loan at 12%, investing savings can generate ₹4,395,202.
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