EMI vs SIP for ₹3,900,000
6 Years @ 12%
Original Plan
6 Years @ 12%
EMI: ₹ 76,246
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 53,344
Monthly Savings
₹ 22,902
SIP Investment
@ 12% for 11 years
₹ 6,289,235
Extra Interest Paid
₹ 1,551,678
Final Outcome
₹ 4,737,557
Profit from SIP strategy
Analysis
For ₹3,900,000 loan at 12%, investing savings can generate ₹6,289,235.
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