EMI vs SIP for ₹3,700,000
28 Years @ 8%
Original Plan
28 Years @ 8%
EMI: ₹ 27,630
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 26,580
Monthly Savings
₹ 1,050
SIP Investment
@ 12% for 33 years
₹ 5,348,285
Extra Interest Paid
₹ 1,242,036
Final Outcome
₹ 4,106,248
Profit from SIP strategy
Analysis
For ₹3,700,000 loan at 8%, investing savings can generate ₹5,348,285.
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