EMI vs SIP for ₹3,700,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 35,179
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 33,336
Monthly Savings
₹ 1,843
SIP Investment
@ 12% for 26 years
₹ 3,963,881
Extra Interest Paid
₹ 1,535,805
Final Outcome
₹ 2,428,076
Profit from SIP strategy
Analysis
For ₹3,700,000 loan at 10%, investing savings can generate ₹3,963,881.
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