EMI vs SIP for ₹3,600,000
8 Years @ 11%
Original Plan
8 Years @ 11%
EMI: ₹ 56,550
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 43,471
Monthly Savings
₹ 13,079
SIP Investment
@ 12% for 13 years
₹ 4,916,934
Extra Interest Paid
₹ 1,352,642
Final Outcome
₹ 3,564,292
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 11%, investing savings can generate ₹4,916,934.
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