EMI vs SIP for ₹3,600,000
6 Years @ 11%
Original Plan
6 Years @ 11%
EMI: ₹ 68,523
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 47,132
Monthly Savings
₹ 21,390
SIP Investment
@ 12% for 11 years
₹ 5,874,073
Extra Interest Paid
₹ 1,287,851
Final Outcome
₹ 4,586,222
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 11%, investing savings can generate ₹5,874,073.
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