EMI vs SIP for ₹3,400,000
22 Years @ 12%
Original Plan
22 Years @ 12%
EMI: ₹ 36,650
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 35,409
Monthly Savings
₹ 1,241
SIP Investment
@ 12% for 27 years
₹ 3,023,117
Extra Interest Paid
₹ 1,797,026
Final Outcome
₹ 1,226,091
Profit from SIP strategy
Analysis
For ₹3,400,000 loan at 12%, investing savings can generate ₹3,023,117.
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