EMI vs SIP for ₹3,300,000
30 Years @ 10%
Original Plan
30 Years @ 10%
EMI: ₹ 28,960
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 28,369
Monthly Savings
₹ 591
SIP Investment
@ 12% for 35 years
₹ 3,836,572
Extra Interest Paid
₹ 1,489,510
Final Outcome
₹ 2,347,062
Profit from SIP strategy
Analysis
For ₹3,300,000 loan at 10%, investing savings can generate ₹3,836,572.
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