EMI vs SIP for ₹3,000,000
6 Years @ 12%
Original Plan
6 Years @ 12%
EMI: ₹ 58,651
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 41,034
Monthly Savings
₹ 17,617
SIP Investment
@ 12% for 11 years
₹ 4,837,873
Extra Interest Paid
₹ 1,193,598
Final Outcome
₹ 3,644,275
Profit from SIP strategy
Analysis
For ₹3,000,000 loan at 12%, investing savings can generate ₹4,837,873.
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