EMI vs SIP for ₹2,600,000
9 Years @ 10%
Original Plan
9 Years @ 10%
EMI: ₹ 36,605
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 28,813
Monthly Savings
₹ 7,791
SIP Investment
@ 12% for 14 years
₹ 3,400,269
Extra Interest Paid
₹ 887,334
Final Outcome
₹ 2,512,935
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹3,400,269.
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