EMI vs SIP for ₹2,600,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 39,241
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 26,738
Monthly Savings
₹ 12,503
SIP Investment
@ 12% for 12 years
₹ 4,029,138
Extra Interest Paid
₹ 554,018
Final Outcome
₹ 3,475,121
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 7%, investing savings can generate ₹4,029,138.
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