EMI vs SIP for ₹2,600,000
7 Years @ 10%
Original Plan
7 Years @ 10%
EMI: ₹ 43,163
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 31,072
Monthly Savings
₹ 12,091
SIP Investment
@ 12% for 12 years
₹ 3,896,365
Extra Interest Paid
₹ 848,674
Final Outcome
₹ 3,047,691
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹3,896,365.
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