EMI vs SIP for ₹2,600,000
24 Years @ 11%
Original Plan
24 Years @ 11%
EMI: ₹ 25,689
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 24,872
Monthly Savings
₹ 816
SIP Investment
@ 12% for 29 years
₹ 2,547,958
Extra Interest Paid
₹ 1,257,240
Final Outcome
₹ 1,290,717
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 11%, investing savings can generate ₹2,547,958.
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