EMI vs SIP for ₹2,600,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 23,852
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 22,944
Monthly Savings
₹ 908
SIP Investment
@ 12% for 29 years
₹ 2,833,170
Extra Interest Paid
₹ 1,115,246
Final Outcome
₹ 1,717,924
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,833,170.
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