EMI vs SIP for ₹2,600,000
22 Years @ 11%
Original Plan
22 Years @ 11%
EMI: ₹ 26,188
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 25,141
Monthly Savings
₹ 1,047
SIP Investment
@ 12% for 27 years
₹ 2,551,520
Extra Interest Paid
₹ 1,232,006
Final Outcome
₹ 1,319,514
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 11%, investing savings can generate ₹2,551,520.
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