EMI vs SIP for ₹2,600,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 24,720
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 23,425
Monthly Savings
₹ 1,295
SIP Investment
@ 12% for 26 years
₹ 2,785,430
Extra Interest Paid
₹ 1,079,215
Final Outcome
₹ 1,706,216
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,785,430.
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