EMI vs SIP for ₹2,600,000
20 Years @ 9%
Original Plan
20 Years @ 9%
EMI: ₹ 23,393
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 21,819
Monthly Savings
₹ 1,574
SIP Investment
@ 12% for 25 years
₹ 2,986,440
Extra Interest Paid
₹ 931,442
Final Outcome
₹ 2,054,998
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 9%, investing savings can generate ₹2,986,440.
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