EMI vs SIP for ₹2,600,000
18 Years @ 7%
Original Plan
18 Years @ 7%
EMI: ₹ 21,203
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 18,978
Monthly Savings
₹ 2,225
SIP Investment
@ 12% for 23 years
₹ 3,277,783
Extra Interest Paid
₹ 658,040
Final Outcome
₹ 2,619,743
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 7%, investing savings can generate ₹3,277,783.
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