EMI vs SIP for ₹2,600,000
17 Years @ 10%
Original Plan
17 Years @ 10%
EMI: ₹ 26,551
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 24,394
Monthly Savings
₹ 2,157
SIP Investment
@ 12% for 22 years
₹ 2,795,346
Extra Interest Paid
₹ 1,023,620
Final Outcome
₹ 1,771,726
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,795,346.
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