EMI vs SIP for ₹2,600,000
12 Years @ 11%
Original Plan
12 Years @ 11%
EMI: ₹ 32,592
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 28,220
Monthly Savings
₹ 4,373
SIP Investment
@ 12% for 17 years
₹ 2,920,510
Extra Interest Paid
₹ 1,063,548
Final Outcome
₹ 1,856,962
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 11%, investing savings can generate ₹2,920,510.
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