EMI vs SIP for ₹2,600,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 30,188
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 23,370
Monthly Savings
₹ 6,819
SIP Investment
@ 12% for 15 years
₹ 3,440,537
Extra Interest Paid
₹ 583,932
Final Outcome
₹ 2,856,605
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 7%, investing savings can generate ₹3,440,537.
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