Can I gain ₹1,342,254 using SIP?

Yes, based on this calculation, SIP can generate ₹1,342,254.

Should I prepay loan or invest?

If SIP returns are higher than loan interest, investing is better.

19 Years @ 11%

19 Years @ 11%

EMI: ₹ 26,187

24 Years (Reduced EMI)

EMI: ₹ 24,701

₹ 1,486

@ 12% for 24 years

₹ 2,485,501

₹ 1,143,247

₹ 1,342,254

Profit from SIP strategy

For ₹2,500,000 loan at 11%, investing savings can generate ₹2,485,501.

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