EMI vs SIP for ₹2,400,000
29 Years @ 10%
Original Plan
29 Years @ 10%
EMI: ₹ 21,179
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 20,701
Monthly Savings
₹ 479
SIP Investment
@ 12% for 34 years
₹ 2,754,463
Extra Interest Paid
₹ 1,075,417
Final Outcome
₹ 1,679,046
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 10%, investing savings can generate ₹2,754,463.
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