EMI vs SIP for ₹2,400,000
26 Years @ 7%
Original Plan
26 Years @ 7%
EMI: ₹ 16,724
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 15,817
Monthly Savings
₹ 907
SIP Investment
@ 12% for 31 years
₹ 3,618,038
Extra Interest Paid
₹ 666,159
Final Outcome
₹ 2,951,878
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 7%, investing savings can generate ₹3,618,038.
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