EMI vs SIP for ₹2,400,000
12 Years @ 7%
Original Plan
12 Years @ 7%
EMI: ₹ 24,681
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 20,152
Monthly Savings
₹ 4,529
SIP Investment
@ 12% for 17 years
₹ 3,025,208
Extra Interest Paid
₹ 556,893
Final Outcome
₹ 2,468,314
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 7%, investing savings can generate ₹3,025,208.
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