EMI vs SIP for ₹2,300,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 24,389
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 23,744
Monthly Savings
₹ 645
SIP Investment
@ 12% for 29 years
₹ 2,011,742
Extra Interest Paid
₹ 1,239,030
Final Outcome
₹ 772,712
Profit from SIP strategy
Analysis
For ₹2,300,000 loan at 12%, investing savings can generate ₹2,011,742.
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