EMI vs SIP for ₹2,300,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 20,673
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 17,832
Monthly Savings
₹ 2,841
SIP Investment
@ 12% for 20 years
₹ 2,838,754
Extra Interest Paid
₹ 558,501
Final Outcome
₹ 2,280,253
Profit from SIP strategy
Analysis
For ₹2,300,000 loan at 7%, investing savings can generate ₹2,838,754.
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