EMI vs SIP for ₹2,300,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 26,401
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 22,996
Monthly Savings
₹ 3,404
SIP Investment
@ 12% for 18 years
₹ 2,605,633
Extra Interest Paid
₹ 848,745
Final Outcome
₹ 1,756,888
Profit from SIP strategy
Analysis
For ₹2,300,000 loan at 10%, investing savings can generate ₹2,605,633.
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