EMI vs SIP for ₹2,100,000
24 Years @ 7%
Original Plan
24 Years @ 7%
EMI: ₹ 15,073
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 14,115
Monthly Savings
₹ 958
SIP Investment
@ 12% for 29 years
₹ 2,990,846
Extra Interest Paid
₹ 570,917
Final Outcome
₹ 2,419,929
Profit from SIP strategy
Analysis
For ₹2,100,000 loan at 7%, investing savings can generate ₹2,990,846.
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