EMI vs SIP for ₹1,800,000
9 Years @ 9%
Original Plan
9 Years @ 9%
EMI: ₹ 24,377
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 18,881
Monthly Savings
₹ 5,496
SIP Investment
@ 12% for 14 years
₹ 2,398,710
Extra Interest Paid
₹ 539,246
Final Outcome
₹ 1,859,465
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 9%, investing savings can generate ₹2,398,710.
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