EMI vs SIP for ₹1,800,000
9 Years @ 8%
Original Plan
9 Years @ 8%
EMI: ₹ 23,434
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 17,844
Monthly Savings
₹ 5,590
SIP Investment
@ 12% for 14 years
₹ 2,439,559
Extra Interest Paid
₹ 466,908
Final Outcome
₹ 1,972,651
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 8%, investing savings can generate ₹2,439,559.
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