EMI vs SIP for ₹1,800,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 27,167
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 18,511
Monthly Savings
₹ 8,656
SIP Investment
@ 12% for 12 years
₹ 2,789,403
Extra Interest Paid
₹ 383,551
Final Outcome
₹ 2,405,853
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 7%, investing savings can generate ₹2,789,403.
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