EMI vs SIP for ₹1,800,000
29 Years @ 12%
Original Plan
29 Years @ 12%
EMI: ₹ 18,582
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 18,316
Monthly Savings
₹ 266
SIP Investment
@ 12% for 34 years
₹ 1,532,799
Extra Interest Paid
₹ 1,006,239
Final Outcome
₹ 526,560
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 12%, investing savings can generate ₹1,532,799.
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