EMI vs SIP for ₹1,800,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 20,077
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 19,087
Monthly Savings
₹ 990
SIP Investment
@ 12% for 24 years
₹ 1,656,074
Extra Interest Paid
₹ 919,477
Final Outcome
₹ 736,597
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 12%, investing savings can generate ₹1,656,074.
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